Fast Track Panama: Lifestyle & Opportunity Conference 2019

“Life in Panama is like being on a never-ending summer vacation.”

Sunkissed Beaches, Lush Green Mountains, a Sparkling City… Laidback, Tropical Living—all Below the Hurricane Belt and Yours on a Budget from $1,485 a Month.

You Can Easily Live on a Social Security Income Alone with the World's Best Retirement Program Lowering Your Costs Every Day.

Here's How to Find Your “Panama Paradise”…

Panama Conference

Dear International Living Reader,

Louise and Barry Belisle worked hard. When the stress, fast pace, and cold Montreal winters got to them, they'd fly off to Cuba for a quick vacation.

Finally they asked themselves, “what are we doing?” Fed up with the workaday world, they started researching their warm-weather retirement options.

A couple of days at an International Living conference had them excited about retiring overseas and thinking long and hard about the benefits of Panama.

“We didn't want to be far away on an island where everything has to be imported,” says Louise. “And Panama doesn't get any hurricanes, which is a plus. We came for a visit and the Casco Viejo area of Panama City reminded us of Havana, a place we love for its diversity. In Panama, everyone gets along. There are no prejudices or phobias, and that, to me, is very important.”

On that trip, Louise says, she and Barry eventually found their way to the beach town of Coronado, about 90 minutes west of Panama City.

“We saw a house there that really wasn't my cup of tea,” Louise laughs, “but Barry loved it. He was in the garden hugging trees while I walked down a corridor to the beach. What I saw took my breath away. This gorgeous sparkling beach… I told Barry this was where we need to be. We made an offer on the house that day.”

That was in December of 2006. A month later Barry started renovations on the house while Louise finalized the move back home in Montreal. The following October, she joined Barry in Panama.

“We've never looked back,” Louise says. Barry completely renovated the house, they added a bohio (covered terrace) and installed a massive swimming pool. “Too big,” says Louise, but adds that the house and its outdoor space is great for parties.

“We can get 35 people seated for dinner in the bohio,” she says. And they often do that. Louise is president of CASA, the Coronado Area Social Association, that supports all kinds of local social causes. Meetings and parties often take place at her home.

While Louise admits there have been a few learning experiences now and then, she says she can't imagine anywhere else that offers the quality of life she and Barry have found in Panama.

Everything you might want is here, she says. “And our cost of living… We have no debts. Our house, car, and furniture are all paid for. Our electricity is rarely over $150 a month, for cable, water, and garbage pickup we pay about $85. Food expenses…$650…entertainment is about $100. We have some miscellaneous costs of $250 a month, which includes cars, house stuff and healthcare costs, and $250 a month for our gardener and cleaning lady.”

She thinks about it for a moment. “Panama really is fabulous. Now that all the work on the house is done, Barry likes to say that life in Panama is like being on a never-ending summer vacation.”

How can you find your own Panama Paradise as Barry and Louise have done?

I'm Jackie Flynn, publisher of International Living.

Barry and Louise Belisle made a smart decision when they moved to Panama back in 2006. And they also made a smart decision to let International Living guide them along the way.

By attending an International Living conference, they got a fair-and-biased—yes, you read that right—a “biased” look at Panama that helped them make the best decision for their personal needs.

You see, International Living conferences are designed to share all the reliable truths and input you need to decide if a place like Panama is right for you. We don't share what you “want to know,” but what you need to know. And we introduce you to the experts who can guide you every step of the way.

This is your invitation to join us for the 2019 International Living Fast Track Panama Conference.

Read on for all the details.

We're delighted to be hosting our first conference of 2019 in Panama, one of the world's best retirement destinations.

A key reason Panama is so popular, of course, is because its government welcomes you with a world-class retirement program. There's nothing else like it.

Panama's Pensionado Program is the most generous and appealing program of special retirement benefits you'll find anywhere in the world today.

And no matter which attractive resident visa you choose when you move to Panama, you can qualify for Pensionado Program discounts.

As a pensionado in Panama, you're entitled to:

  • 50% off entertainment—such as movies, theaters, concerts, and sporting events—anywhere in the country
  • 50% off closing costs for home loans and more…
  • 50% off hotel stays from Monday through Thursday
  • 30% off hotel stays from Friday through Sunday
  • 30% off bus, boat, and train fares
  • 25% off airline tickets
  • 25% off at restaurants
  • 20% off medical consultations
  • 20% off professional and technical services
  • 15% off hospital bills (if no insurance applies)
  • 15% off dental and eye exams
  • 10% off prescription and over-the-counter medicines
  • And more…

You're also entitled to a one-time exemption from duties on the importation of your household goods (up to $10,000) and tax exemptions on the importation or local purchase of a car.

In Panama you can have it all: a cosmopolitan capital city with one of the world's largest financial districts…hundreds of miles of spectacular beaches…highland retreats with green valleys where the weather is spring-like, even in January and August…and there are never any hurricanes.

So please, don't put off your dreams of a better, less-stressful (and lower cost) life any longer…

Plan Now to Join us (and Dozens of Knowledgeable Panama Experts) For the only…

International Living Fast Track Panama Conference

February 8-10, 2019 Hilton Hotel Panama City, Panama
Panama Conference

Join us to discover everything you need to know about Panama to help you decide if it's your ideal retirement or relocation destination…

Come away with the knowledge and expert contacts necessary to make your move happen with confidence.

For decades now, International Living has been sharing information about all that Panama has to offer. As quality of life deteriorates elsewhere in the world, Panama just looks better and better.

The AARP says Panama is a “smart choice for retirees who want it all.”

Nowhere else can you enjoy such a comfortable life…with a year-round mild tropical climate, excellent medical care, fresh, healthy food straight from the farmer's truck…and a retirement incentive program that's truly welcoming of expats…

Panama is one of the world's most popular retirement destinations. There are so many more reasons it meets all the criteria on most anyone's “perfect overseas lifestyle” checklist:

  • Close to the U.S. (just a 3- hour flight from Miami)
  • Politically stable and business friendly
  • Mild weather, with a climate for everyone, from tropical beaches to temperate mountains
  • Top-quality healthcare—the gleaming new Punta Pacifica Hospital is affiliated with Baltimore's renowned Johns Hopkins Medicine
  • No income taxes on foreign-earned income
  • Importantly… A new tax law goes into effect on January 1, 2019, which reduces current property taxes to about half as much (typically just an incredibly low .5% of the value of the home). And you can still get tax exemptions on some properties constructed in the last 20 years. (You'll get all the details at the conference.)

Plus, there are many things that are unique to Panama that you may not be aware of:

The Washington Post says: "With all of its benefits and active expatriate community, Panama is among the most affordable and appealing options for retirees."

  • The U.S. dollar is the official currency—no confusing conversions to deal with
  • You can drink the tap water almost anywhere
  • There's a built-in community of helpful English-speaking locals and expats, and…
  • It's very affordable—a couple can live comfortably on the typical Social Security income. The average monthly budget for a couple in Panama is just $1,995 a month or even less, especially if you own your own home as Louise and Barry Belisle do.

I'll explain more in a moment about how inexpensive it can be to live really well in Panama. But first, let me introduce you to a few more expats who've found their retirement paradise in Panama…

Thanks to Her Pensionado Discounts, Nanette Witmer Lives the Retirement She Always Wanted…on Just $1,100 a Month

Nanette Witmer (a single woman) says, “I knew if I was ever going to enjoy retirement on my terms, with my budget, I would have to look for a place to live that had a lower cost of living. And I wanted to live somewhere warm…a place where I could have my windows open all day…”

As she explains, she found what she was looking for in Panama—largely thanks to those special pensionado discounts she receives.

“To give you an idea of how the discount can help with everyday costs, I get hotel discounts of 50% off Monday through Thursday and 30% off for Friday, Saturday, and Sunday.

“I went for mid-week outing to the beach. I didn't even make a reservation beforehand but asked for my jubilado discount when I arrived at the hotel. I was told the rack rate was $95 so I was charged $47.50 plus tax for an overnight stay. Not bad for an ocean view room.”

Plus, says Nanette, she gets discounts on public transport…and on domestic flights within the country and on international flights that originate in Panama…

She gets 15% off services in hospitals and private clinics. Medical doctor's fees are reduced by 20%. Dentists give a 15% discount. All doctor's prescriptions and over the counter medicines get a 10% discount, even including aspirin. And, that's on already lower prices when compared to back home.

The entertainment discounts are great too, she says. “I get 50% off tickets to movies, theaters and all sporting events like baseball games and soccer, so first-run movies that normally cost $3.50 set me back just $1.75.

“One of my favorite discounts is on my electric bill. When it's hot and I put on the AC, I don't think about how much it is costing me because I get a hefty 25% discount on my monthly bill.”

"I live alone and have found Panama is extremely safe. I don't think I could find this sense of community in the U.S. as a single woman."

Eating out is also cheaper, too, Nanette says. “Sit-down restaurants offer a 25% discount when you purchase a full meal. Fast food restaurants give a 15% discount. My favorite take-out large pizza that runs $10.99 drops to $9.34 when I use my discount.”

With its excellent infrastructure and healthcare system, no hail storms, tornadoes or hurricanes, and the low cost of living, she says, Panama ticked all the right boxes.

Nanette lives simply—you might even argue frugally. But she lives happily and without worry. And she says, “My budget for living in Panama is about $1,100 a month.”

“Adding up all the savings in a month…in addition to the already affordable cost of living…it's not hard to see how inexpensive living in Panama can be.”

Jim and Abbe Gault have also found “paradise” in Panama…

Like Barry and Louise Belisle did, Jim and Abbe Gault also attended an International Living conference…in Panama in 2014.

It was at that conference, Jim says, that they heard about a place that sounded ideal…a small-but-friendly typical Panamanian small town…with long stretches of nearly deserted beaches nearby they could have almost to themselves.

Today, Jim and Abbe live in that little town.

“The town square is the center of activity,” Jim say. “Everything centers around that… We have markets, art festivals, celebrations, you name it.”

Just a few minutes away, he says, “You can go on the beach with a cooler. Let me repeat: There are no cooler police. I can drive my 4X4 on the beach at low tide and there might be four people on the beach and two of them have dogs with them. It's a far cry from what I am used to, growing up in New Jersey, where there were thousands of people on the beach.”

Plus, Jim says, there is plenty to do here. “Fishing, hiking, yoga, surfing, swimming. There are good restaurants where you can get lunch for $3.50 to $5 or dinner for $7 to $14. With a drink and a 10% tip, we never spend more than $30.”

There's a real sense of community here, Jim adds. “If there's a car broken on the side of road, people will stop to help. If you trip and fall on the street, people will pick you up. The locals have welcomed us and in turn, the expats get involved in the community. We've painted the fronts of homes on the main street and around the plaza and we help with spay and neuter clinics, to name a few…”

When you join us in February for the one-and-only 2019 International Living Fast Track Panama Conference, you'll learn how to turn the retirement you've been dreaming of into reality.

You may even find you'll be able to retire earlier than you ever thought possible.

You'll meet the most-reliable, well-established Panama experts—attorneys with expertise in residence visas, property purchases, estate planning, and more…real estate professionals…healthcare experts…moving specialists, and many more. You'll also meet long-time expats—like Louise and Barry Belisle, Jim and Abbe Gault, Nanette Witmer, and many others.

These experts and expats are committed to helping you make your move to Panama as easy as possible. (You won't find this level of expertise anywhere else.)

Let's Talk More About the Real Cost of Living in Panama…

You'll find your income goes much, much further in Panama than it does in the U.S. or Canada.

And that's despite the fact that Panama offers you a “no sacrifices” lifestyle. You'll enjoy modern shopping malls, supermarkets, spas and hair salons…and, importantly, state-of-the-art hospitals…to rival anything in North America. All the services and even most of the products you have at home…you'll find them in Panama.

Most everything…especially services…cost far less than you're used to. That's because the minimum wage in Panama is low and employers and workers don't have to contend with onerous taxes, insurance, and other fees slapped on everything they do.

So getting just about anything done in Panama is very affordable. As Jim Gault says, to have an electrician or plumber come to your house to fix an appliance, for example, typically costs just $20 to $40.

Even the lowest budget affords a very good lifestyle. For instance, you can splurge on a day of beauty at any number of salons. You'll likely pay just $20 for a blow-out and mani-pedi.

Best of all, you can afford to pay someone to do the chores you may not be too fond of. A housekeeper typically costs just $20 a day. A gardener may charge you $30 for a day's work.

A complete blood workup at that gleaming new Hospital Punta Pacifica I mentioned earlier (the most technologically advanced hospital in Latin America) is $36. A consult with a physician at this state-of-the-art hospital is $50.

At smaller-but-modern clinics, like Hospital America or Clinica Omega, you'll pay 50-75% less, and in rural areas a doctor's visit can be far less. As one expat has reported, a doctor's visit in her small mountain town costs just $1.

Remember, retirees on the Pensionado Program are entitled to sizeable discounts!

What about health insurance? Retirees who would be paying $1,250 a month or more—$15,000 a year—in the U.S. for health insurance with a high deductible say that in Panama, they're paying, on average, $3,240 a year for coverage—and that's with a deductible of just $250 a year. That's a substantial savings of nearly $12,000!

More time and more money to spend as you like…no taxes on your foreign income, no inflated healthcare costs, no more worries about outliving your retirement nest egg.

Here's How Much Your New Life in Panama May Cost You… Rent Included…

Many expats in Panama choose to buy a home…it's that affordable. But we recommend renting first to get a feel for things. So here's an average monthly budget for a couple living in the interior of Panama, outside the more-expensive capital city. (You can expect to spend 20 to 40% more to live in the city).

Rent: $775
Electricity: $90
Propane (cooking and hot water): $6
Water and trash collection: $13
Maintenance/fuel for one car: $125
Internet: $28
Cellphone: $30
DirecTV (US channels): $43
Groceries/dining out: $585
Misc: $300
TOTAL: $1,995

Of course, your own cost of living will vary. There are cheaper rentals out there, especially if you look in smaller towns…

And if you buy a home and you don't pay rent, or you won't need a car, you can replace those costs with public transportation costs some home maintenance– surely lower than what you may be spending now.

Another discretionary budget item is groceries and dining out. You may not spend this much, or you might spend more. It's is totally up to you.

And note that the miscellaneous budget item here of $300 includes health insurance and prescriptions. You may or may not have those costs…again, it's up to you.

My point: Whatever your budget, a couple can live very comfortably in Panama.

What About Real Estate Costs? “If you know where to look you can find a killer deal.”

International real estate expert Ronan McMahon—director of Pathfinder Real Estate and publisher of Real Estate Trend Alert—says that while there wasn't a spectacular crash in Panama City in the last decade, prices had risen too high, in his opinion.

That's now changed, he says. Prices have leveled off and are particularly attractive in certain pockets of the country. If you've been on the fence about buying in Panama, Ronan says now's the time to take a look.

Pathfinder's managing director, Margaret Summerfield—who lives in Panama City herself—has this to say: "Panama is one of the best locations in Latin America for re-location, retirement or a vacation home. It's safe, stable, business-friendly and welcoming to foreigners…who have basically the same property rights as locals.

“There are properties to suit most tastes and budgets, whether you want a home or a condo, a beach pad or a mountain hideaway. And, if you know where to look…you can find a killer deal that will throw off fat capital gains and decent rental returns.”

Check out these bargains in exciting, cosmopolitan Panama City:

  • Along Via España, one of the city's main thoroughfares—and close to pharmacies, hospitals, and easy access to public transport—a three-bedroom/three-bath condo in a secure high-rise building with a balcony offering city views and covered parking is selling for just $165,000.
  • In the popular upscale Coco del Mar neighborhood—with expansive jaw-dropping views of the ocean and city skyline and with quick access to downtown and the rest of the city, you'll find a brand-new luxury high-rise building with a rooftop pool, bar, sports facilities and much more. Two bedroom/two-and-a-half bath condos start at just $195,000.
  • On Avenida Balboa, arguably the city's most desired address overlooking the new Cinta Costera boulevard and pedestrian walkway and the gorgeous Bay of Panama, a two-bedroom condo in an older, established building—with a swimming pool is on offer for just $250,000. This is city living at its best.

Prefer to live outside Panama City, where your overall cost of living can be much lower? That's where the real property values can be found. Like:

  • A spacious 2,700-sq.-ft. three-bedroom, three-and-a-half bath home on a forested lot of nearly two acres of land is selling in the cool mountain town of Altos de Cerro Azul, just 42 minutes from Panama City. With two stories and a huge covered terrace for entertaining, it's selling for just $185,000.
  • In Boquete, the boutique mountain town in the Chiriquí province that's Panama's most popular expat enclave (although it certainly retains its Panamanian flavor) you can buy a spacious three-bedroom/three-bath home just five minutes from the center of town —with a covered terrace and a pretty garden from which to enjoy the sunshine and stunning mountain views, and all for just $205,000!

Beach living more your style? You, too, will be happy in Panama:

  • In the upscale beach town of Coronado, a gorgeous three-bedroom, three-and-a-half bath home on a flower-filled lot with a large covered terrace and a swimming pool comes with all appliances for just $197,000.
  • And in nearby Gorgona, a luxury condo with gorgeous ocean views has three bedrooms and two baths in a high-rise building with an infinity pool, gym, restaurant, and more is selling for just $325,000.

At the International Living Fast Track Panama Conference this February, we'll point you to Panama's best real estate bargains.

Are you ready to learn more about all that Panama has to offer?

If So, Please Join Us February 8-10 in Panama City

Join us for the 2019 International Living Fast Track Panama Conference and meet the Panama experts…attorneys, insurance professionals, construction and real estate experts…who can help you better understand the many benefits and options Panama offers.

You'll also hear firsthand from others who've done what you're contemplating…like Jim Gault, Louise Belisle, Nanette Witmer…and many, many more. These are smart people. They say that the decision to move to Panama was one of the best they've ever made and they're ready to share their insights and advice with you.

And they certainly won't gloss over the challenges.

At this Fast Track Panama Conference, you'll get the real story about Panama. The good and the bad. The expats we've invited to attend this conference to speak to you about Panama have nothing to gain financially…we've made sure of that. They'll tell you about both the benefits and the challenges, so you'll walk away with a realistic picture of what awaits you in Panama.

What Else Should You Know About Panama? It's Politically Stable and Economically Sound

You'll find mostly good news coming out of Panama. The economy—one of the fastest-growing in the Americas—is steadily chugging along, growing by nearly 6% or more every year for nearly a decade now.

That makes Panama's economy one of the fastest-growing in the world. The government's highly ambitious future-forward infrastructure agenda has contributed to the country's economic success.

Just to give you a small idea of what “all grown up” Panama is all about:

The New York Times says Panama's "laissez-faire stance on private property rights and entrepreneurship" makes it an easy place to invest and to start a business.

  • It's the most modern of all Central American countries. You can stay at a rustic rainforest resort or an island hostel and still enjoy the same high-speed internet that you would in Panama City.
  • It's the only country in Central America, in fact, with an urban metro transportation line. A second line now completed makes getting around Panama City easier than ever.
  • From the expanding international airport at Tocumen, also known as the “Hub of the Americas,” you can travel anywhere in the world, and often on a direct flight. (For several years in a row, Tocumen has been named best airport in Central America and the Caribbean.
  • With historically low inflation, one of the world's biggest banking sectors, and the government's business-friendly “go get 'em” attitude, Panama offers a combination of benefits that no other Central American country can match. If you're looking to start a business, as many expats have done (you'll meet some at the conference), there's no place better than Panama.

And if living in a county that values human rights and diversity is important to you, you should know that Panama has confirmed its plans to comply with a landmark Inter-American Court of Human Rights ruling that recognizes same-sex marriage and transgender rights.

Here's What's to Expect from This Bigger-and-Better-Than-Ever Conference…

While everyone comes to Panama for a different reason, believe me, we've got all the bases covered:

– See firsthand how little it really costs to live in Panama. Not via some theoretical budget, but by meeting the people who are already doing it and learning their tips and secrets.

– Discover the best, most stable markets on the Panama real estate scene. Not from some agent's listing, but by hearing from the International Living experts who have assessed these areas firsthand.

– Get in early on the newest emerging markets where opportunities are to be found. Not by listening to salespeople, but by taking advantage of our market analysts' extensive experience.

– Learn what it takes to start up a business. Not from a book, but from expats like you who have come to Panama and done it themselves…and done it well.

– Find out about Panama banks, corporations, trusts and how you can benefit from the international banking sector. Hear it straight from the professionals who are guiding your fellow expats.

Get the REAL picture, not through any rose-colored glasses. Taxes, insurance, and visas are not the fun part of being an expat. But you need to know this part of the story before you take your next step in Panama. There are many ways that a move overseas…and especially to a country with benefits like Panama…can help lower your tax burden.

Our seasoned professional experts—with decades of experience in their chosen fields—will deliver the on-target information you need to get the real picture about living in, investing in, or starting a business in Panama.

More than 50 experts will be on hand to make sure you get what you need.

Here are just a few of the people who make up our staff for this groundbreaking conference. Remember: they're not just presenting their topics. One of the primary conference benefits is that they'll be available to spend time one-on-one discussing your own situation.

Jessica Ramesch—your boots-on-the-ground guide

Jessica is International Living's Panama editor. She lives and works full-time in Panama and spends much of her time scouring the country and writing articles for International Living readers seeking a new life abroad. She'll share her firsthand knowledge that will get your own transition off to a smooth start.

Rainelda Mata-Kelly—Attorney, Mata-Kelly Law Office

When it comes to residence issues, tax law, corporations, foundations, banking, and real estate, there is no better authority in Panama. Rainelda will bring you up to speed with the practical information you need to know if you're planning to retire, buy a property, or start a business. And if you're setting up offshore accounts, corporations, or trusts, hearing what Rainelda has to say is indispensable.

Winton Churchill—can help you make a living anywhere in the world

Winton Churchill is founder of the Barefoot Consultants, an international training and consulting company that helps clients make a living from anywhere in the world by tapping into their own skills and career experience. “Today, you have the power and access to put your skills and abilities on the global market regardless of where you live or work,” he says.

Suzan Haskins—International Living Senior Editor

Suzan has lived in 7 different overseas destinations and she'll share the wealth of insider intelligence that comes with that. She'll help you profile yourself and choose the community that's right for you. She'll also share a step-by-step guide to follow before you ever leave home that will help ensure your success once you land in Panama.

Nanette Witmer—IL's Chiriquí province correspondent

Nanette visited many Latin American countries before settling in David, Panama's second-largest city, in 2012. As a researcher and writer for International Living, Nanette has her pulse on nearby Boquete as well as the gorgeous Chiriquí coastline, and she'll give you the inside line on this opportunity-rich part of Panama.

Jim Gault—IL's Azuero Peninsula correspondent

Jim and his wife, Abbe, moved from Florida to the beach town of Pedasi after attending a 2014 International Living Fast Track Panama Conference. He's now IL's special correspondent from this emerging beach area of Panama.

Rosalind Baitel—Promises Panama

Roz Baitel has lived in Panama for more than 30 years. She and her husband Allan Baitel (president of Kol Shearith Israel Congregation and vice commodore of Linton Bay marina) raised two children (now grown) in Panama. In 1999, Roz opened Promises Consignment Boutique—the first and only consignment boutique in Panama dedicated to charity fundraising. She'll offer her insights how to best adapt culturally in Panama and reveal the opportunities, benefits and challenges of starting a business in Panama.

Dr. Debbie Wong, MD, Punta Pacifica Hospital

Dr. Debbie is an internationally trained and board-certified surgeon at Panama's esteemed Punta Pacifica Hospital, affiliated with Johns Hopkins Medicine in the U.S. She'll offer you her analysis of the healthcare market in Panama and discuss your healthcare options there.

John McGee—President/CEO, Expat Global Medical

John's focus is on implementing quality, affordable, and customized health insurance strategies to benefit your individual needs when you decide to live overseas. He'll be on hand to explain your best options for private global medical insurance.

Roger Petersen—Attorney, Petersen and Philps Law Firm; Costa Rica

Because we believe so strongly that now is the time to explore your overseas options, we're expanding the scope of the Fast Track Panama Conference to include two extra bonus sessions about Panama's neighbor to the north. Roger will guide you through the benefits of and steps to legal residence in Costa Rica..

International Living Editor Dan Prescher will be your emcee for this conference. He'll be on hand to answer any questions you have about living overseas. In 2001, he and his wife (and fellow International Living editor), Suzan Haskins, left Omaha, Nebraska, for the warmer climes of Latin America and they haven't looked back since. They've traveled all over the world in search of the best lifestyle opportunities and have themselves lived in Ecuador, Mexico, Nicaragua, and yes, Panama.

Note: Due to unforeseen circumstances, it's possible speakers may change. Other arrangements will be made to cover the same topic.

You'll also hear from people like yourself—people who have gone before you and can tell you firsthand what living in Panama is really like…

At this International Living Fast Track Panama Conference we've invited an unprecedented number of expats who have bought second homes, retired, or started up a business in Panama. People who just a short time ago, were in the same position that you are today.

You'll meet Panama expats such as:

Louise Belisle and her husband, Barry. I've already shared some of their story. They moved to Panama from Montreal in 2006 and credit an International Living conference with helping them do that. They live in the beach community of Coronado where they remodeled a home and say, “We're living in paradise.” Louise is President of the Coronado Area Social Association, and very month, hundreds of expats meet at her home to socialize and discuss ways of “giving back” to their new home.

Lorelei Kusin, who discovered Panama's Bocas de Toro area on the Caribbean Coast during a sailing voyage. She decided to make her home there and has opened several successful businesses in this attractive area of Panama. She'll give you the unvarnished truth about living and doing business in this part of Panama…the good, bad, and the in-between.

In addition to expats from these varied Panama locales—Panama City, Boquete and David in Chiriqui province, the Coronado beach area, the Caribbean Coast, and more—you'll also meet expats from other communities of the interior and beyond.

And these successful expats are just the start. This conference will give center stage to more expat speakers than ever before. This firsthand information is worth its weight in gold.

We Have a Full Schedule Planned for You, and Yes… We're Mixing Business with Pleasure

There will be cocktails and canapés beneath the stars and super-networking coffee breaks where you'll not only get to sample some of Panama's colorful cuisine, but you'll also have plenty of time to rub shoulders with the noteworthy Panama experts and expats on hand at this conference.

After registration on Friday, February 8, we'll have two hours of general sessions from approximately 4:00 PM to 6:00 PM to introduce you to some of our key experts and staff members.

Immediately after, we'll host our special Welcome Cocktail Party from 6:00 PM to 7:00 PM in the Networking and Exhibit Hall to give you the opportunity to network and chat with the speakers, exhibitors, and your fellow attendees.

The Networking and Exhibit Hall will open bright and early at 8:30 AM on Saturday, February 9. General sessions will kick off promptly at 9:00 AM and go until about 6:00 PM…followed by our VIP Reception that night for Platinum Circle, Lifetime Society, Roundtable, RETA, World Club, and Explorers Club members.

On Sunday, February 10, the Networking and Exhibit Hall will open at 8:30 AM (it remains open all day) and sessions will run between 9:00 AM and 6:00 PM. You'll get more information in your confirmation letter and we'll send you a detailed schedule a week before the conference.

On Sunday evening, we'll have our Farewell Cocktail Reception, and you'll be ready to do some firsthand exploring of Panama!

Be sure to plan some extra time in Panama before and after the conference. We'll send details of several great real estate and exploratory tours you'll want to join.

You'll Discover Everything You Need to Know About Panama, and in One of Panama's Most Beautiful Settings…

We're delighted to be hosting this conference at one of Panama's best luxury hotels. The sparkling Hilton Hotel, located on Panama City's prestigious Cinta Costera, overlooking the Bay of Panama, provides the perfect setting for International Living's Fast Track Panama Conference.

View From Panama Hilton
The luxurious Hilton Hotel overlooks the sparkling Bay of Panama.

From here you're within walking distance (or a short, inexpensive taxi ride) of Panama's world-class shopping, gourmet restaurants, and exotic nightlife.

Between sessions, you'll enjoy the hotel's excellent restaurants, the state-of-the-art gym, gorgeous outdoor swimming pool, and the luxurious Eforea Spa. Unwind in Panamanian opulence with a relaxing tropical flair. There are four bars/lounges and three restaurants, including Ruth's Chris Steakhouse. But most importantly, the Hotel Hilton also offers a professional and comfortable conference venue.

View From Panama Hilton
You'll love the comfortable, super-luxe rooms…and don't miss the Eforea Spa.

We've negotiated a special discounted rate of $149 per night (plus taxes) for a double room ($139 for a single). This includes a luxurious room with flat-screen TV, free in-room wireless internet, and a full buffet breakfast (one of the best in the city).

If you'd like to enjoy the resort before or after the seminar, the Hilton has agreed to honor the rate for three days before and after the conference if there is availability.

This is a fabulous price for this kind of luxury hotel—you won't believe the view. You'll see across the Bay of Panama to the historic Casco Viejo area and beyond. This is the very best hotel and conference center in the city and I know you're going to love it.

Get complete contact information for the hotel (with all related travel information) by calling the International Living events team at +1-866-381-8446 or +1-410-622-3040.

This International Living Conference is a One-of-a-Kind Opportunity Register now to avoid being shut out.

International Living is the undeniable expert when it comes to digging deep into all Panama has to offer. For nearly 40 years we've been doing the in-depth research…sending our writers and editors to every corner of the country to uncover the very best destinations for retiring, starting a business, raising a family, and more.

Money Magazine says, "Contemplating a move? Start here: International Living."

We've collected a rolodex of the most reliable, trustworthy, and best-informed professionals—and they'll all be on hand to offer you their insights and help you successfully streamline your own move to Panama.

Get started at the 2019 International Living Fast Track Panama Conference and you'll see all that Panama can offer you. From the luxury waterfront lifestyle, to a comfortable and enjoyable way of life that you can manage on a social security check. From the lush green mountains, to the dazzling beaches, to a city life that's hard to beat anywhere.

Even if you've been to a previous conference in Panama, you'll find that this one will bring you up to speed on issues that you may not have known about before…updates on visa options and visa requirements, changes to the property tax exemption law, infrastructure upgrades, how and where best to achieve the most affordable lifestyles…

Think about it. If you had to gather this information on your own, you'd spend thousands of dollars, and months of your time to do it. After knocking on doors, searching the internet, sitting in lawyers' offices, and hanging out with real estate agents, it would still be impossible to assemble the body of knowledge that we've pulled together for this conference.

Frankly, this conference is a good investment of time and money for anyone who's considering Panama…well worth every penny you'll pay to attend.

Here's One More Important Thing to Consider

The moment you sign up for the International Living Fast Track Panama Conference, we'll e-mail you one of the most valuable publications about Panama we've ever developed.

We've created a special new report, called Stretch Your Budget and Live Life to the Fullest in These Top-Quality Panama Destinations—to deliver actionable information about how to lower your cost of living in Panama. It's delivered electronically to get it into your hands as quickly as possible, and it's completely up to date with concise, no-nonsense, and hot-off-the-press information.

Nowhere else will you discover the where, what, when and how of upgrading your retirement lifestyle in Panama. And if you're not ready to retire yet, even better. You'll soon know how your move to Panama will save you money and improve your standard of living right away.

Specifically, you'll get the inside line on:

  • Panama's famous Pensionado visa—what no one tells you but you need to know. Importantly, you'll learn exactly how to qualify and how to best get the biggest benefits…
  • Where the best locations in the country are to truly live well on a retiree's income—the best, little-known destinations where you can be ahead of the curve. Want to find the lowest-priced (but best-quality) homes, condos, beachfront lots, farms, and more, including the best rental deals? We lay it all out for you and include a valuable rolodex of our most trusted resources.
  • Importantly, we explain how to save on health insurance, healthcare, and prescription costs

The information in this special report (not available in our magazine, on our website, or anywhere else on the internet, for that matter) will save you thousands of dollars per year… But this report is yours for free—so that you can be as prepared as possible and hit the ground running upon your arrival in Panama.

Why is this important?

Because before even getting on the plane for Panama, you'll know what's what. You'll be able to get a jumpstart on preparing for your residence visa and you'll have had a chance to study each of the geographic areas, along with property examples and budgets for different lifestyles.

Once you get to the conference, you'll know exactly where to focus your energies in order to make the most of it… You'll know which regions interest you, and what they cost.

What's more, you'll have a pretty good idea of what you'd like to explore after the conference, when the optional real estate tours are offered.

Stretch Your Budget and Live Life to the Fullest in These Top-Quality Panama Destinations will be rushed to you immediately when you sign up for the conference. That way, you can make the most of it before you head to Panama.

This valuable report is only available to attendees of the 2019 International Living Fast Track Panama Conference. It will not be offered for sale.

Register for This Value-Packed Conference Now, Before Your Early Bird Discount Expires on December 12

The full price for this conference is $1,195 ($795 for your guest). However, book before Wednesday December 12, and you and your guest will be eligible for the Early Bird discount of $200 per person. This means that if you register before Wednesday December 12, you'll only pay $995 to attend this conference (your guest pays only $595). An incredible bargain for three days of information-packed meetings, and access to well-informed and experienced contacts who are ready to share their firsthand experience.

And what's better, you're probably eligible for a further discount!

  • International Living subscribers get an additional $50 off
  • Lifetime Society members get an additional $150 off
  • Platinum Circle, Publishers' Roundtable, and Real Estate Trend Alert members get an additional $200 off
  • World Club or Explorers Club members, as always, attend FREE

If you're not an International Living subscriber or VIP member, and you'd like to become one before the conference (It can definitely save you money!), or you'd like to find out more, please call Jillian Revels at 1-866-381-8446 (toll free from the U.S. or Canada) or +1-410-622-3040 or email

Post-Conference Tours Pathfinder International, our exclusive real estate advertisers will work with local contacts in Panama to offer a number of optional property tours. So you'll not only have the chance to learn about the property market, but also to see it firsthand. We'll send full details before the conference but be sure to book your return flight to allow some extra time in Panama.

The entry price includes:

  • All presentations
  • Formal and informal Q&A sessions
  • Introductions to reliable real estate sources, business contacts, fellow expats, and professional legal resources
  • Coffee breaks and snacks (breakfast is included with your room if you book using the special IL discounted room rate)
  • Welcome and farewell cocktail receptions
  • Seminar materials, notebooks, and handouts
  • FREE downloads of all conference presentations to review at your leisure
  • And of course, our special report, Stretch Your Budget and Live Life to the Fullest in These Top-Quality Panama Destinations

Registration is easy, with any one of the following methods:

Call toll free, 1-866- 381-8446 to speak to one of our conference team, who can take your order and answer any questions you have. Or submit your questions here and we'll take it from there.

Or, just follow the link to our secure, online order form.

The Fast Track Panama Conference is one of our most popular events, and seats are always snapped up quickly. Remember, this is the ONLY conference International Living will host in Panama in 2019…so act now – don't risk missing out.

You must sign up soon to guarantee yourself a seat.

Please take a moment to register now, using our secure online conference form. (Hotel and travel information details are available on the form.)

And don't forget, your opportunity to take advantage of the Early Bird discount for you and your guest expires on Wednesday December 12, 2018—which will come up fast. After that time, prices will jump $200 for any seats that remain. So register now to avoid missing out.

If You're Thinking of a Move to Panama, the Fast Track Panama Conference is the Best Way to Get Started

This conference will be the deepest and broadest look at Panama that we've ever presented.

Attend and I assure you, you'll be well prepared to move forward in Panama in confidence.

Keep reading to see what past attendees say about our Panama conferences…

But here's some advice: Don't leave it until the last minute to get the discounted pricing, as seats are already selling fast. Please follow the link to our secure online order form or call 1-866-381-8446 (toll free from the U.S. or Canada) or +1-410-622-3040 today, to lock in you and your guest's places at the conference.


Dan Prescher

Jackie Flynn,
Publisher, International Living

PS: In recent years, The New York Times, MSN Money, Forbes, Kiplinger's, Business Week, and a host of other financial news sources have all reported on the value Panama offers. They all agree that what International Living says is true: “Panama is paradise for retirees and anyone looking to live better on less money.”

Please take a minute to sign up now or call 1-866- 381-8446 (toll free in the U.S. and Canada).


Everyone involved was helpful and friendly-not at all intimidating. Loved the experience! I really enjoyed speaking with other attendees at the conference to learn what brought them to be there and what their hopes and dreams for a new adventure in their lives are. This is a side benefit which helps one to realize that there are many others who look for the same or similar things in a new life opportunity. This will help me get through the process involved in getting to my new destination(s). Thank you International Living for helping me to move on to a new life!—Suzanne Bielak

The "rolodex" of contact info in our booklet is totally valuable. Stuffed full of info to digest, gonna plan another trip to Panama soon, to explore further. Very amped over everything… already wanting to come back for another future visit!—David Burleson

Very interesting so far. Already, I know more about Panama (and the ins and outs) than I did before arriving here. Even though I had done some research, you really need to talk to people who live here and have experience to get a true feel for a place.—Jerome Heger

As always, IL has done an excellent job in planning and executing this beginning segment of the conference. All the presenters were well prepared and interesting.—Art Huntington

A world of information. Much more than I anticipated, and very much appreciated. Well worth the trip.—Leslie Weddle