“Panama City wasn’t our first choice, but turned out to be our prefect retirement haven.”

“Panama City wasn’t our first choice, but turned out to be our prefect retirement haven.”

Jon and Gretchen Nickel’s story starts with International Living. Jon says Panama’s retiree benefits (the pensionado program) caught his eye, as did the climate, dollar-based economy, and coastal areas. “We knew we wanted warm weather and a place close to the water,” Jon says, adding that the cost of living was also a primary consideration.