If money were no object, what would your dream retirement look like? This fall, we’ll show you where you can easily make that dream your reality…for a lot less than you think. Your own cottage on a quiet beach…an apartment in a city vibrant with concerts and cafés…a mountain villa where the air is crisp…

Warm and sunny days…beautiful people lounging on the sand as surfers vie for choice waves... palm tree-lined boardwalks in picturesque beachside towns, dramatic craggy cliffs…the California coast has certainly captured the popular imagination. No wonder; it’s one of the most pleasant places in the world to live. But on the flip side, it also has some of the most expensive real estate in the world and a high cost of living.

How easy is it to adapt to life in a new country?” Well, the answer is going to be different depending on who you are and how adaptable you’re willing to be. I’m a planner by nature. You know, one of those people who likes to make lists, check things off, and know that all is going according to plan.