Paul G. Says:
We want to spend a few months of each year overseas. But what should we do with our car in the U.S. while we’re away?
IL Executive Editor Jennifer Stevens Says:
Hi Paul,
This is a great question, and one every part-time expat has to think about. Essentially, you have two options: lend it to someone you trust, or store it. Here’s what you need to think about in each case.
Option 1: Lend to a Friend
If you’re going to lend your vehicle to someone while you’re away, make sure you advise the insurance company. It’s likely that your policy will need to be altered to specify the new driver(s). Do the same with your motoring association membership (such as AAA).
You’ll also need to let your insurer know if the vehicle garaging will change. For example, is the vehicle changing from a lock-up garage to on-street parking? This may affect your premium, but if you don’t disclose this information to your insurer, they will likely reject any claim made while you are away.
Obtain agreement on who is responsible for maintenance, repairs, registration and insurance premiums. What happens if the vehicle breaks down and requires towing? Who is responsible for those costs? Who can initiate an insurance claim? Put it in writing so that both parties are clear on responsibilities.
Options 2: Store Your Vehicle
You can store motor vehicles, boats and caravans with some storage facilities, but the fees are high. Another consideration is that vehicles are not meant to be inactive for long periods of time. After four weeks of non-use, there’s a possibility you may have a hefty repair bill upon your return.
If possible, appoint someone to take the vehicle out for a 30-minute drive once a week to get all the moving parts… moving! If you’re away for a long time, this is quite a responsibility for someone.
As with lending your vehicles, you’ll need to notify your insurer of the change in location of the vehicle. Your policy will be noted, and an additional premium may be payable.
If it’s not possible to arrange a regular outing, there are steps you can take to minimize damage. Your state automobile association can usually give advice.
As a minimum, especially for periods over four weeks, carry out these actions before leaving it:
- Have the vehicle fully serviced and change the oil, lubricants, and brake fluids.
- Wash and dry the car thoroughly and polish the exterior with something that offers protection for the paintwork.
- Spray any parts with the potential to corrode with a protective spray such as WD-40 and lubricate grease points.
- Fill the fuel tank to prevent condensation and subsequent corrosion.
- Plug all engine intakes with a rag.
- Remove the battery and thoroughly clean the area to remove any residual acid.
- Place the vehicle on supports so that the tires are not touching the ground. Ensure the load is distributed evenly and not likely to warp the chassis.
- Ensure the vehicle is stored out of the elements in a clean, dry environment, using a car cover to prevent dust build up.
Hope that helps! Best of luck with your part-time plans.
Check out these stories of other part-time expats for some inspiration.
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