Just three years ago, I would not have believed it possible. In spite of a family income of six figures, we were still not able to put much toward retirement. We were living in a great waterfront condo in Maryland, but at a cost. Our monthly expenses were over $6,000. Our HOA fees alone were almost $900. On top of that, property taxes were about $5,000 a year. We were happy living there, but I was resigned to working until I was 65, at least.
Although my wife and I have spent 13 weeks of 2013 in Ecuador, and this Sunday celebrated our tenth month as full-time residents of the beachfront town of Salinas, we still from time to time experience "pinch me" moments where we can't believe this is our life. Take, for example, last evening when we took a stroll down the brick walkway along the beach. It was about 6 p.m., so the sun was not quite down yet and there was a red glow to the western skies. Although it is November and back on the eastern seaboard in the States it was windy and cold, here in Salinas it was just under 74 F with a cool ocean breeze.
My wife and I have been living in Salinas on the Pacific shores of Ecuador for just over six months now. We feel fortunate. We both love it here, and every week that passes we feel more relaxed, and more like we belong. Your own experience with life overseas will vary based on where you came from and where you go; whether you have traveled before; how old you are, and whether you are retired; your personal and financial health; and the list goes on.
There are many reasons why people choose to move from the U.S. to sunnier climes abroad. Often, it’s for health reasons…sometimes for pure economic necessity—stretching retirement dollars as far as possible. But my wife Ann and I are fortunate enough that we are here in Salinas, Ecuador just because we want to be. We met in 2009…and quickly knew we wanted a new adventure overseas. Both widowed and with our adult children all married and raising their own children we figured life is precious; why not try to do something a little different?
My wife Ann and I moved to the Ecuadorian beach town of Salinas at the start of this year. We came for the wonderful weather and the low cost of living, and we have met some of the nicest people in the world—both Ecuadorians and expats.
When Jo realized I was serious and that our move was a matter of weeks away, she said something I heard more than once before leaving the U.S: "I could never do something like that!" Of course, people have different reasons for thinking that way. And I'll grant you, our move to Ecuador wasn't what's called "normal."
There are people who plan carefully for the future—folks who weigh all the advantages and disadvantages of major decisions, then make life changes in careful, graduated steps... My wife Ann and I are not those people. When we announced to family and friends that we were selling our home and moving to the beach town of Salinas, Ecuador, they were—to put it mildly—shocked. Looking back, I can't say that I blame them.
There are people who plan carefully for the future—folks who weigh all the advantages and disadvantages of major decisions, then make life changes in careful, graduated steps… My wife Ann and I are not those people. When we announced to family and friends that we were selling our home and moving to the beach town of Salinas, Ecuador, they were—to put it mildly—shocked.